First to Believe in

Working Solutions CDFI makes affordable capital and free business consulting available to diverse entrepreneurs in Northern California.

GW ‘Chef’ Chew, Something Better Foods
Photo by Erin Crysdale

Small Business Loans To Help You
Launch & Grow

AMOUNT

$5,000 to $100,000

TERM

3-year or
5-year

INTEREST

9% to 11%
fixed rate


No minimum revenue or credit score & no collateral required

$50 fee
due upon application

$5 UCC filing fee
due at loan signing

5% closing fee
due at loan signing

Interest rate determined during application review


Funding for Start-Up and Early-Stage Businesses

We specialize in financing for businesses that are ready to start and grow, including businesses that are pre-revenue or have less than 1 year in business.

One-on-One Business Consulting

We are here to help every step of the way, from application through repayment of your loan. Our team can get you loan ready and connect you with resources to help your business thrive.

“Not only does Working Solutions give you funds, they educate you on how to use the funds to grow your business.”

DIONNE MCCRAY, FOUNDER OF IVA JEWELL BY DIONNE

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We believe all entrepreneurs should be empowered with credit choices.