Required Documents for ITIN Holders

After submitting our Loan Inquiry Form and completing a full application, you will be asked to upload required documents to support your loan request. Required documents vary by requested loan amount and additional documents may be requested.

If you would like application support in Spanish, please contact us and a member of our team will be in touch.
Si desea asistencia en español, contáctenos al correo y un miembro de nuestro equipo se pondrá en contacto con usted.

  • Personal Documents:

    • ID or Driver's License 

    • 3 Months Recent Personal Bank Statements (1 Year of Personal Bank Statements requested for applicants without credit history) 

    • Most Recent Paystub 

    • 2 Years of ITIN Tax Returns (complete) 

    • 2 Years of Work History (Resume Documenting Work and/or Business History) 

    Business Documents:

    • 3 Months Recent Business Bank Statements (all pages) for Businesses in Operation or POS Sales Records

    • Lease Agreement, if currently engaged in a commercial lease*

    • Formation Document(s)

      • Sole Proprietorship: Fictitious Business Name Statement

      • Partnership: Partnership Agreement & Fictitious Business Name Statement

      • LLC: Articles of Organization & Operating Agreement

      • Corporation: Articles of Incorporation & Bylaws

    • Business Plan & Financial Projections (for start-ups only)

    *Working Solutions does not require a lease agreement at application. In our review, we may request a draft lease agreement or letter of intent (LOI) if you are planning to open a brick-and-mortar.

  • Personal Documents:

    • ID or Driver's License 

    • 3 Months Recent Personal Bank Statements (1 Year of Personal Bank Statements requested for applicants without credit history) 

    • Most Recent Paystub 

    • 2 Years of ITIN Tax Returns (complete) 

    • 2 Years of Work History (Resume Documenting Work and/or Business History) 

    Business Documents:

    • 3 Months Recent Business Bank Statements (all pages)

    • Most Recent Business Tax Return (signed)

    • Lease Agreement, if currently engaged in a commercial lease*

    • Formation Document(s)

      • Sole Proprietorship: Fictitious Business Name Statement

      • Partnership: Partnership Agreement & Fictitious Business Name Statement

      • LLC: Articles of Organization & Operating Agreement

      • Corporation: Articles of Incorporation & Bylaws

    • Business Plan & Financial Projections (for start-ups only)

    *Working Solutions does not require a lease agreement at application. In our review, we may request a draft lease agreement or letter of intent (LOI) if you are planning to open a brick-and-mortar.

  • Personal Documents:

    • ID or Driver's License 

    • 3 Months Recent Personal Bank Statements (1 Year of Personal Bank Statements requested for applicants without credit history) 

    • Most Recent Paystub 

    • 2 Years of ITIN Tax Returns (complete) 

    • 2 Years of Work History (Resume Documenting Work and/or Business History) 

    Business Documents:

    • 3 Months Recent Business Bank Statements (all pages)

    • Most Recent Business Tax Return (signed)

    • Year to Date Profit & Loss Statement (from January through the end of last month)

    • Year to Date Balance Sheet (as of the end of last month)

    • Lease Agreement, if currently engaged in a commercial lease*

    • Formation Document(s)

      • Sole Proprietorship: Fictitious Business Name Statement

      • Partnership: Partnership Agreement & Fictitious Business Name Statement

      • LLC: Articles of Organization & Operating Agreement

      • Corporation: Articles of Incorporation & Bylaws

    • Business Plan & Financial Projections (for start-ups only)

    *Working Solutions does not require a lease agreement at application. In our review, we may request a draft lease agreement or letter of intent (LOI) if you are planning to open a brick-and-mortar.

  • Personal Documents:

    • ID or Driver's License 

    • 3 Months Recent Personal Bank Statements (1 Year of Personal Bank Statements requested for applicants without credit history) 

    • Most Recent Paystub

    • 2 Years of ITIN Tax Returns (complete) 

    • 2 Years of Work History (Resume Documenting Work and/or Business History) 

    Business Documents:

    • 3 Months Recent Business Bank Statements (all pages)

    • Most Recent Business Tax Returns (signed)

    • Year to Date Profit & Loss Statement (from January through the end of last month)

    • Year to Date Balance Sheet (as of the end of last month)

    • Lease Agreement, if currently engaged in a commercial lease*

    • Formation Document(s)

      • Sole Proprietorship: Fictitious Business Name Statement

      • Partnership: Partnership Agreement & Fictitious Business Name Statement

      • LLC: Articles of Organization & Operating Agreement

      • Corporation: Articles of Incorporation & Bylaws

    • Business Plan & Financial Projections (for start-ups only)

    *Working Solutions does not require a lease agreement at application. In our review, we may request a draft lease agreement or letter of intent (LOI) if you are planning to open a brick-and-mortar.

    • Required Personal Documents (see list in appropriate tier above)

If you have questions about the required document submission, please reach out to us directly at info@workingsolutions.org.

For additional business support, including assistance with compiling your required documents, check out our Pre-Loan Referral Toolkit, visit our Resource Guide, or contact your local Small Business Development Center.